Will you be traveling soon? Please contact our Customer Service Center ahead of time to make us aware of your travels. It’s never wise to rely solely upon a debit card to access your cash or to fund purchases.
The adoption of chip card technology has added a layer of security to transactions where a chip-enabled terminal is used. While more merchants are enabling their chip card terminals every day, 100% adoption has not yet been reached. Click here for frequently asked chip card questions.
Due to concerns relating to security and identity fraud, Savings Institute Bank & Trust does not allow ATM or magnetic strip “swipe” transactions in certain locations. Please read below to see if the location you are traveling to is affected.
If you are traveling to a foreign country, chip card transactions as well as transactions at ATMs are permitted. All other debit card transactions are restricted.
Currently, all debit card transactions, including transactions at chip card enabled terminals, are restricted in Romania, Saudi Arabia and Ukraine.
There are no restrictions if you are using your chip card at a chip card enabled terminal. Transactions at a terminal that is not chip card enabled carry the following restrictions:
If you have any questions, please contact us today.