At-A-Glance Product Overview

  • Intended for borrowers who have minimum funds available for a down payment 
  • Loans are insured through the Federal Housing Administration (FHA), the Department of Veteran Affairs (VA) and the U.S. Department of Agriculture (USDA)
  • Low and moderate income borrowers in CT and RI also can benefit from Connecticut Housing Finance Authority (CHFA) or Rhode Island Housing mortgage funding programs
  • CHFA and RI Housing offer mortgages with low interest rates, low down payment requirements and closing-cost assistance 
  • Access first-time homebuyer education courses from CHFA and RI Housing for more information

30 Year Fixed Rate Mortgage

4.625% |4.738% 
Interest Rate APR*
Click Rate for Details

Apply today for a government insured mortgage from Savings Institute Bank & Trust, or contact us if you have any questions.