Woman using laptop in kitchen

Tools for Protecting Yourself Online

Oct 07, 2016

Savings Institute Bank & Trust is participating in National Cyber Security Awareness Month by bringing you tips on keeping yourself, your family and your business safe online throughout the month. Banking online is a convenient way to access your accounts, and you’ll want to be sure when you do that you’re following a few quick tips on how to keep your information and your money safe.

  1. Secure Your Home Network – Just because you’re doing your banking from home doesn’t mean your network is necessarily secure. To secure your wireless network, you can take steps as simple as changing the name of your router and creating a secure password outside of the pre-set one that comes with the router. For more tips on securing your home network visit Stay Safe Online.
  2. Strengthen Passwords – When you’re setting the password for your secure network and login information for any online shopping or banking, be sure to use a mix of numbers, special characters and both lowercase and uppercase letters. Longer passwords and ones that aren’t actual words are more secure. For example, you can take a letter from each word of a sentence and change them to a combination of letters, numbers and symbols to form your password. In this instance the sentence, “Would you like to go to a hockey game with me?” could become Wu1+&2@H&w^^?
  3. Install Anti-Virus on Computer AND Mobile Devices – Most people think about anti-virus on their computer but then forget to add this layer of security to their mobile device. Many basic anti-virus systems are now free or are very cost effective.
  4. Ensure Your Operating System and Software are up to Date – The developers of the operating system and other software that you use on your computer/mobile device regularly deploy security updates, often referred to as patches, that fix security vulnerabilities in the software. It is recommended by security professionals that you download and install these updates when they become available.
  5. Do Your Online Banking and Shopping on a Secure Network – Ever wonder what that little lock in front of the web address you’re viewing means? Or what about the ‘S’ after ‘http’? Both of these are indicators that the website you’re viewing is secured through encryption. Next time you’re about to enter your debit card or account information to pay for something, take a peek at the web address to see if it has those features. If not, it’s best to forgo the purchase and find a site that is trustworthy. Shopping on the go? Be sure that you’re on a secure network before proceeding!
  6. Use a Debit Card with Added Security BenefitsSavings Institute Bank & Trust’s MasterCard debit cards offer several layers of extra protection for you. Not only are all of our cards enhanced with Chip Technology, but they also come with MasterCard ID Theft ProtectionTM* and MasterCard Zero Liability**. With MasterCard ID Theft Protection and ID Theft AlertsTM, you can rest assured if your identity is comprised that we’re there to help you. Even better, ID Theft Alerts scours the Internet and alerts you if it detects that your personal info - credit or debit card, Social Security Number, driver's license or other sensitive data - is being bought or sold online
Helping your keep your personal information secure is important to us. Click here for more tips on how to help identify and protect against fraudulent activity.

*These are summary descriptions only. Additional terms, conditions and exclusions apply. Call 1-800-MASTERCARD for complete coverage terms and conditions. Applicable to U.S. cardholders only.

**Certain Restrictions, terms and conditions apply.